除了提供音檔，我們也提供完整英語內容

Host: Welcome to News Quest.

Voice: News Quest!

Host: On today’s program: Covid Insurance

Voice: What?

Host: Policies created in reaction to the various financial hits caused by the Coronavirus pandemic.

Voice: When?

Host: First introduced two years ago. Taiwan’s Financial Supervisory Commission claims nearly 10 million policies have now been sold, totaling close to NT$40billion

Voice: Where?

Host: In Taiwan, and some other south-east Asian countries.

Voice: How?

Host: As case numbers rose so did policy claims, which cost firms a lot more than expected.

Voice: Why?

Host: Insurers underestimated the extent of the disease, and offered overly-generous payouts in an attempt to compete with rival firms

Voice: Who?

Host: The government stepped in after firms were found to be unfairly dismissing claims, cancelling policies or delaying payouts. Insurers have now been ordered to honor all legitimate Covid-related policies